Solutions for Individual Investors and Traders
IBKR's low costs and global market access help maximize your returns.4 Earn extra income1, borrow at low rates, spend directly against your account and invest globally from a single account.
Lower Your Costs to Maximize Your Return
Our transparent, low commissions and financing rates, and support for best price executions
minimize your costs to help you maximize your returns.
Generate Higher
Returns
We offer lower commissions, no ticket charges; no minimums; no technology, software, platform, or reporting fees; and low financing rates, with higher loan values on portfolio margin accounts over $100K. Click below to see how our low costs compare to other brokers.
Learn MoreSupport Best
Price Execution
Most brokers trade against your orders or sell them to others to execute who will trade against them. The resulting poor execution probably costs you more than the commission you pay. IB SmartRoutingSM continuously searches and reroutes to the best available prices for stocks, options and combinations.
Learn MoreLowest Margin
Rates
We offer the lowest margin loan interest rates of any broker, according to the Barron's 2017 online broker review. Click below to calculate your own sample margin loan interest rate.
Learn MoreStock Yield
Enhancement Program
Earn income on your fully-paid stock shares in our Stock Yield Enhancement Program. The program lets us borrow your shares in exchange for cash collateral, and then lend the shares to traders who are willing to pay a fee to borrow them. You will be paid a loan fee each day that your stock is on loan.
Learn More
Your Gateway to the World's Markets
Direct market access to stocks, options, futures, forex, fixed income, ETFs and CFDs from a single IB Universal Account™.
125Markets
31Countries
22Currencies
Access market data 24 hours a day and six days a week to stay connected to all global markets.
Convert currencies at market determined rates as low as 1/10 of a basis point, or create a position collateralized by a non-native currency.
Fund your account in multiple currencies. Trade assets denominated in multiple currencies from a single account.
Integrated Investment Management
Earn, Borrow, Spend and Invest Worldwide from One Account
Open a single IBKR Integrated Investment Account and get the best financial deal without the hassle of having to transfer between accounts. Directly deposit your paycheck and instantly earn high interest, invest in stocks, options, futures, forex and fixed income around the world at low cost and spend when needed with Bill Pay or our Debit Mastercard®5. If you have the need to borrow, you can do so at the lowest rates.3
Earn
Earn market rate interest on your idle balances and earn extra income by lending your fully paid shares. Directly deposit your paycheck and instantly earn high interest1.
Learn MoreBorrow
Borrow against your account whenever needed at extremely low, market determined rates.
Learn MoreSpend 5
Use our Bill Pay to pay any expense. Our Debit Mastercard allows you to make purchases anywhere or automatically pay off your existing credit card each month and maximize your card rewards.
Learn MoreInvest
Invest in stocks, options, futures, forex and fixed income on over 125 global exchanges at low cost2.
Learn More5. The Interactive Brokers Debit Mastercard and Bill Pay are only available to clients of Interactive Brokers LLC that are resident in the United States.
Premier Trading Technology
Financial Strength and Stability
Our strong capital position, conservative balance sheet and automated risk controls protect IB and our clients from large trading losses.
Interactive Brokers Group (IBG LLC) equity capital exceeds $7 billion1. 18.5% of IBG LLC is owned by the publicly traded company, Interactive Brokers Group, Inc. and the remaining 81.5% is owned by our employees and affiliates.
Unlike other firms, where management owns a small share, we participate substantially in the downside just as much as in the upside which makes us run our business conservatively. We hold no material positions in OTC securities or derivatives. We hold no CDOs, MBS or CDS. The gross amount of our portfolio of debt securities, with the exception of US governments debt securities, is less than 10% of our equity capital.
- Includes Interactive Brokers Group and its affiliates.
Investors' Marketplace
Investors and clients can meet and interact with third-party service providers to connect and conduct business.
600 +
investment
services
320 +
research
services
450 +
technology
services
200 +
administrative
services
40 +
business development
services
- Individual traders and investors, financial advisors, fund managers and third-party service providers can meet and do business together.
- Search the marketplace and connect to a variety of service providers, including advisors, hedge funds, research analysts, business developers and administrators.
- Advertise your own third-party services to individual and institutional users worldwide.
- Free to advertise and search, the Investors' Marketplace is open to everyone.
Open an Account
We offer many customer account structures that are designed to meet the specific needs of individual traders and investors, including Individual, Joint, Trust, IRA and UGMA/UTMA accounts.
Account Types: Traders or Investors
- INDIVIDUAL: Account owned and used by a single person.
- JOINT: Account owned and used by two people.
- TRUST: Account where the securities are registered in the name of the trust, while a Trustee controls the management of investments.
- IRA: Individual Retirement Account. Click here for additional information..
- UGMA/UTMA: Account for a Custodian of a minor who is a US resident.
Add up to five optional Power of Attorney users.
Account Information
IBKR accounts are intended for active / professional traders and investors. Clients are asked to demonstrate:
- Good to extensive product knowledge for any product you wish to trade.
Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. Click here for a list of available countries.
Minimum Age Requirements:
- Margin Account: 21 years of age
- Cash Account: 18 years of age
IRA accounts are only available for individual US citizens living anywhere and US resident aliens.
Please note that monthly activity and other minimum fees may apply.
A UGMA/UTMA account is only available as a cash-only account and is intended for the Custodian of a minor who is a legal US resident and a US citizen.
For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at 1 (202) 371-8300.
Margin borrowing is only for sophisticated investors with high risk tolerance.
You may lose more than your initial investment.
- Credit interest rate as of 08/06/2019. USD credit interest is paid at the stated rate on balances over USD 10,000 in securities accounts with NAV exceeding USD 100,000. Accounts with less than 100,000 NAV will receive USD credit interest at rates proportional to the size of the account. The rate paid in smaller accounts is proportionally reduced, so that if the total value of the account is $60,000 the interest rate paid is reduced by 40%. For more information, see ibkr.com/interest.
- Barron's estimated a customer's monthly costs at each of the 16 brokers in the 2018 "Best Online Broker" ranking. Interactive Brokers was the lowest cost for the Frequent and Occasional trader. For complete information, click here.
Margin loan rates and credit interest rates are subject to change without prior notice.
BY USING THE INTERACTIVE BROKERS DEBIT MASTERCARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank© 2014.
All interest and borrowing activity is through Interactive Brokers LLC. Please see your customer agreement with Interactive Brokers LLC for further details.
Card program marketed and administered by Interactive Brokers LLC, the Program Manager of the Interactive Brokers Debit Mastercard.
- According to StockBrokers.com Online Broker Survey 2019: Read the full article Online Broker Reviews, February 18, 2019. "Lowest margin rates in the industry".
- Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.