Solutions for Individual Investors and Traders
IBKR's low costs and global market access help maximize your returns.4 Earn extra income1, borrow at low rates, spend directly against your account and invest globally from a single account.
Lowest Cost*
Our transparent, low commissions and financing rates, support for best price execution, and higher interest paid minimize your costs to help you maximize your returns.
Generate Higher Returns
IBKR offers lower commissions, no ticket charges, no minimums, no technology, software, platform or reporting fees, low financing rates , with higher loan values on portfolio margin accounts over $100K, and competitive interest paid on idle cash balances.
Learn MoreSupport for Best
Price Execution
IB SmartRoutingSM searches for the best firm stock, option, and combination prices available at the time of your order, and seeks to immediately execute your order electronically. IBKR Pro clients received a net US dollar price improvement of $0.43 per 100 shares vs. the industry bid / offer.
Learn MoreLowest Margin
Rates
We offer the lowest margin loan interest rates of any broker, according to the Barron's 2019 online broker review. Click below to calculate your own sample margin loan interest rate.
Learn MoreStock Yield
Enhancement Program
Earn income on your fully-paid stock shares in our Stock Yield Enhancement Program. The program lets us borrow your shares in exchange for cash collateral, and then lend the shares to traders who are willing to pay a fee to borrow them. You will be paid a loan fee each day that your stock is on loan.
Learn More*For more information, click here.
Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.
Your Gateway to the World's Markets
Invest globally in stocks, options, futures, forex, bonds and funds from a single integrated account.
125Markets
31Countries
23Currencies
Access market data 24 hours a day and six days a week to stay connected to all global markets.
Convert currencies at market determined rates as low as 1/10 of a basis point, or create a position collateralized by a non-native currency.
Fund your account in multiple currencies. Trade assets denominated in multiple currencies from a single account.
Integrated Investment Management
Earn, Borrow, Spend and Invest Worldwide from One Account
Open a single IBKR Integrated Investment account and get the best financial deal without the hassle of having to transfer between accounts. Directly deposit your paycheck and instantly earn high interest, invest in stocks, options, futures, forex, bonds and funds around the world at low cost, and spend when needed with Bill Pay or our Mastercard®5. If you have the need to borrow, you can do so at the lowest rates.
Earn
Earn market rate interest on your idle balances and earn extra income by lending your fully paid shares. Directly deposit your paycheck and instantly earn high interest1.
Learn MoreBorrow
Borrow against your account whenever needed at extremely low, market determined rates.
Learn MoreSpend 5
Use our Bill Pay to pay any expense. Our Debit Mastercard allows you to make purchases anywhere or automatically pay off your existing credit card each month and maximize your card rewards.
Learn MoreInvest
Invest in stocks, options, futures, forex, bonds and funds from a single integrated account on over 125 global exchanges at low cost6.
Learn More5. The Interactive Brokers Debit Mastercard and Bill Pay are only available to clients of Interactive Brokers LLC that are resident in the United States.
6. According to StockBrokers.com Online Broker Survey 2020: Read the full article Online Broker Reviews, February 12, 2020. "Interactive Brokers leads the industry with the lowest margin rates".
Premier Technology
Financial Strength and Stability
Our strong capital position, conservative balance sheet and automated risk controls protect IBKR and our clients from large trading losses.
Interactive Brokers Group (IBG LLC) equity capital exceeds $7.9 billion1. 18.5% of IBG LLC is owned by the publicly traded company, Interactive Brokers Group, Inc. and the remaining 81.5% is owned by our employees and affiliates.
Unlike other firms, where management owns a small share, we participate substantially in the downside just as much as in the upside which makes us run our business conservatively. We hold no material positions in OTC securities or derivatives. We hold no CDOs, MBS or CDS. The gross amount of our portfolio of debt securities, with the exception of US governments debt securities, is less than 10% of our equity capital.
- Includes Interactive Brokers Group and its affiliates.
Investors' Marketplace
Investors and clients can meet and interact with third-party service providers to connect and conduct business.
600 +
investment
services
320 +
research
services
450 +
technology
services
200 +
administrative
services
40 +
business dev
services
- Individual traders and investors, financial advisors, fund managers and third-party service providers can meet and do business together.
- Search the marketplace and connect to a variety of service providers, including advisors, hedge funds, research analysts, business developers and administrators.
- Advertise your own third-party services to individual and institutional users worldwide.
- Free to advertise and search, the Investors' Marketplace is open to everyone.
On Demand Learning at Traders' University
Even the most experienced traders need to keep learning to stay ahead. Traders' University provides information about IB products and services in many different ways. Choose the method that fits your own learning style.
Open an Account
We offer many customer account structures that are designed to meet the specific needs of individual traders and investors, including Individual, Joint, IRA and UGMA/UTMA accounts.
IBKR Pro or IBKR Lite — Pick the Pricing Plan Best for You.
Account Types: Traders or Investors
- INDIVIDUAL: Account owned and used by a single person.
- JOINT: Account owned and used by two people.
- IRA: Individual Retirement Account. Click here for additional information.
- UGMA/UTMA: Account for a Custodian of a minor who is a US resident.
Add up to five optional Power of Attorney users.
Account Information
The IBKR Pro plan serves the active trader with lowest cost access to more than 125 markets in 31 countries and a full suite of premier trading technology.
The IBKR Lite plan serves the occasional or infrequent trader with commission free US stock and ETF trading and a simplified trading via desktop and mobile platforms.
Click Here to Compare Pricing Plans.
Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. Click here for a list of available countries.
Minimum Age Requirements:
- Margin Account: 21 years of age
- Cash Account: 18 years of age
IRA accounts are only available for individual US citizens living anywhere and US resident aliens.Click here for additional information.
Please note that monthly activity and other minimum fees may apply to an IBKR Pro account.
A UGMA/UTMA account is only available as a cash-only account and is intended for the Custodian of a minor who is a legal US resident and a US citizen.
For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at 1 (202) 371-8300.
Margin borrowing is only for sophisticated investors with high risk tolerance.
You may lose more than your initial investment.
- Credit interest rate as of 3/17/2020. USD credit interest is paid at the stated rate on balances over USD 10,000 in securities accounts with NAV exceeding USD 100,000. Accounts with less than 100,000 NAV will receive USD credit interest at rates proportional to the size of the account. The rate paid in smaller accounts is proportionally reduced, so that if the total value of the account is $60,000 the interest rate paid is reduced by 40%. For more information, see ibkr.com/interest.
- Barron's estimated a customer's monthly costs at each of the 16 brokers in the 2018 "Best Online Broker" ranking. Interactive Brokers was the lowest cost for the Frequent and Occasional trader. For complete information, click here.
Margin loan rates and credit interest rates are subject to change without prior notice.
BY USING THE INTERACTIVE BROKERS DEBIT MASTERCARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank© 2014.
All interest and borrowing activity is through Interactive Brokers LLC. Please see your customer agreement with Interactive Brokers LLC for further details.
Card program marketed and administered by Interactive Brokers LLC, the Program Manager of the Interactive Brokers Debit Mastercard.
Some products may not be available in certain jurisdictions. Please see ibkr.com/products for more information.
This material does not and is not intended to take into account the particular financial conditions, investment objectives or requirements of individual customers. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
- According to StockBrokers.com Online Broker Survey 2020: Read the full article Online Broker Reviews, February 12, 2020. "Interactive Brokers leads the industry with the lowest margin rates".
- Lower investment costs will increase your overall return on investment, but lower costs do not guarantee that your investment will be profitable.
- For more info, see ibkr.com/compare.